Critical Illness & Accident
What is Critical Illness insurance? Critical Illness insurance, also known as Critical Care insurance or Critical Illness coverage, pays a lump sum benefit up to $50,000 directly to the policyholder in the event of a qualifying serious illness.
Accident Insurance pays the actual charges for medical treatment due to accidental injury. Benefits and plans vary by state, but most find it is an inexpensive option to protect against these costs.